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I would highly recommend LightStream.
I bought an E46 with 136,000 miles on the clock. Most banks won't give loans for a car that is over 10 years old, and if they do, they have a mileage cut off.
1) LightStream gave a better rate than literally everyone.
2) The loan is unsecured. They don't take the title ( I bought from an individual ). They didn't ask for the make, model, year, mileage, or even the VIN. They just checked my credit, that's it.
3) Within 1 hour I had money wired into my bank account.
4) Literally the entire process, from start, to getting cash in my hand, was less than an hour, and there is 0 human interaction. It is all via their website.
5) No penalties for paying off early.
100% Will be using LightStream for everything in the future.
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