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      03-03-2019, 07:44 AM   #156
Efthreeoh
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Drives: The E90 + Z4 Coupe & Z3 R'ster
Join Date: May 2012
Location: Virginia

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Quote:
Originally Posted by Humdizzle View Post
lol everyone's finances are different. sometimes leasing is better, sometimes financing is better, sometimes just buying the car outright is better.

low exposure is a big part of leasing. You can use your money to invest and make money rather than parking it all in a depreciating asset like a bmw long term. You could do the same with financing but it will require a large down payment.
This is what I just don't get, "depreciating asset". Why does everyone look at an automobile as a depreciating asset? A car is a transportation tool, not a financial investment vehicle. There are hundreds of other purchases a person makes that are depreciating assets, but no one ever gets concerned over them.

The only financial aspect of a vehicle purchase is how many cents per mile it costs you to drive it for your transportation needs. The longer you own the vehicle and the father you drive it to amortize the cost of it over miles driven is the only metric that should be evaluated.
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A manual transmission can be set to "comfort", "sport", and "track" modes simply by the technique and speed at which you shift it; it doesn't need "modes", modes are for manumatics that try to behave like a real 3-pedal manual transmission. If you can money-shift it, it's a manual transmission. "Yeah, but NO ONE puts an automatic trans shift knob on a manual transmission."

Last edited by Efthreeoh; 03-03-2019 at 01:43 PM..
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