[unluky]

I have had this exact same argument with many women over the years. I was the guy that never put even a jacket on until it was below freezing.

Fast forward. Now I'm over 50, I walk around 25 to 30 lb lighter than I used to, and I am cold every second of every day in the winter.

Karma? Maybe so. But I hate it and I will be retiring somewhere warmer no question about it. As soon as my house starts getting below 65, I will kick the heat on. IDGAF I can afford it and I want to be comfortable.

Luckily I have a ventless fireplace in my living room, so I can knock the chill off of just that room and my heat doesn't run very often until it gets really cold outside.